Terms of Service

LisaCo, LLC is a licensed Michigan life and health insurance agency.
Lisa Scholnick is a licensed Michigan life and health insurance agent.
Effective Date: October 21, 2025

1. Acceptance of Terms

By using this website or communicating with LisaCo, LLC (“we,” “our,” or “us”), you agree to these Terms of Service and our Privacy Policy. If you do not agree, please discontinue use of the website. By continuing to access or use this website, you acknowledge that you have read, understood, and agree to be bound by these Terms.

2. Informational Use Only

This website provides general information about insurance products and services. Coverage cannot be bound, modified or confirmed through this website, by submitting a contact form, or through voicemail, email, text message or any other electronic communication. Coverage is effective only when confirmed directly by a licensed agent and approved by the issuing carrier.

3. Communications and Consent

By submitting your information through our website or other channels, you authorize LisaCo, LLC to contact you via phone, email, and SMS/MMS text messaging for service or marketing purposes, consistent with applicable laws including the Telephone Consumer Protection Act (TCPA). Messages may include insurance service updates, scheduling information, or promotional content related to life and health insurance products.

  • Reply STOP to any text to opt out.
  • Message and data rates may apply.
  • Consent to receive SMS/MMS or email communications is not a condition of purchasing any product or service.
  • For assistance, text HELP or visit https://lisacollc.com.

4. License and Authorized States

LisaCo, LLC is licensed to conduct life and health insurance business in the State of Michigan. Lisa Scholnick is a licensed Michigan life and health insurance agent.

In all other states where Lisa Scholnick is individually licensed, insurance business in these same product lines is conducted under her individual license.

All such business remains subject to the same privacy, data-security, and compliance standards described in our Privacy Policy.

Alabama, Arkansas, Arizona, California, Colorado, Connecticut, DC, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, North Carolina, Nebraska, New Jersey, Nevada, New Mexico, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin.

5. Third-Party Links and Tools

Our website may contain links to limited third-party sites, such as our affiliated partner website (Advanced Income Strategies) and professional social-media pages (e.g., Facebook and LinkedIn). These external sites are provided for your convenience and to share additional business or educational information. LisaCo, LLC does not control, endorse, or assume responsibility for the content, accuracy, or privacy practices of any third-party website. Accessing those sites is at your own discretion and subject to the terms and privacy policies of the respective websites.

6. Intellectual Property

All materials, design elements, and logos on this site are owned or licensed by LisaCo, LLC. No reproduction or distribution is permitted without prior written consent.

7. Limitation of Liability

While we make reasonable efforts to ensure that the information on this website is accurate and current, LisaCo, LLC provides all materials and communications “as is” and without warranties of any kind, express or implied. We do not guarantee that the site will be error-free or uninterrupted. In no event shall LisaCo, LLC, its owners, agents, brokers, or employees be liable for any direct, indirect, incidental, consequential, or special damages arising out of or in connection with the use of this website, our communications, or reliance on the information provided. Your sole remedy for dissatisfaction with the site or its content is to discontinue use of the site. We implement reasonable safeguards to protect client information in accordance with the Gramm–Leach–Bliley Act (GLBA); however, no online system is completely secure, and we cannot guarantee absolute protection of data transmitted through the internet.

8. Governing Law and Jurisdiction

These Terms of Service and any dispute or claim arising from or relating to them shall be governed by and construed in accordance with the laws of the State of Michigan, without regard to its conflict-of-law principles. Any legal action or proceeding arising under or relating to these Terms shall be brought exclusively in the state or federal courts located within Michigan.

By using this website, you consent to the jurisdiction of those courts and waive any objection to venue.

9. Contact

If you have questions about these Terms of Service, this website, or any of our communications, please contact us at:

LisaCo, LLC
6632 Telegraph Road, Suite 368
Bloomfield Hills, MI 48301
Phone: 248-723-1040
Email: lisa@lisacollc.com
Website: https://lisacollc.com

These Terms of Service constitute the entire agreement between you and LisaCo, LLC regarding your use of this website and supersede any prior agreements or understandings.

If any provision of these Terms is held invalid or unenforceable, the remaining provisions will continue in full force and effect.

Our failure to enforce any right or provision shall not be deemed a waiver of such right or provision.

Any rights not expressly granted herein are reserved by LisaCo, LLC.