Disability Income is Paycheck Protection

Protection During Your Pre Retirement & Post Retirement Years

Your future and your income are bound together. Unless you have an inexhaustible trust fund, you depend on regular paychecks. The best course of action is to hope for the best, but prepare for the worst. Ben Franklin knew a thing or two when he said, “In this world nothing can be said to be certain, except death and taxes.” Life can change as quickly as an accident takes place or a diagnosis is given.

Are You Covered? PPEs Are Not Enough

If you have any doubt that mobility doesn’t affect lifestyle, just stop for a moment and take a look around.  Covid stay at home orders present a perfect example.  You don’t need to suffer an illness or injury to feel the pinch.

Nor do you need to have school age children that don’t immediately return to school in the fall to remain at home even longer.  For whatever and all reasons, when you aren’t working, you aren’t earning income.  Life today and all of your tomorrows are affected.  The real impact on spendable cash flow is immediate and often unforgiving.